WATCH FOR SCAMS
FNBC OFFERS TIPS

There are many scams affecting people and First National Banking Company wants you to be aware when giving out any form of information concerning your financial matters. Here are some tips:

• DO NOT GIVE OUT your social security number, credit card numbers, bank account numbers, account passwords or other personal information to anyone you do not know unless you initiate the contact with a person or company you know and trust.
• DON’T CARRY around more checks, credit cards or other bank items than you really expect to need.
• DON’T CARRY your Social Security number in your wallet or have it pre-printed on your checks.
• PROTECT your incoming and outgoing mail. Promptly remove mail from your mailbox and do not leave any mail containing any personal information (bills, etc.) out with a red flag up on your mailbox.
• SHRED or CUT UP any credit card applications, receipts, canceled checks, bank statements, etc. to avoid "dumpster divers" in your trash.
• PRACTICE home security. Safely store extra checks, credit card info, documents, etc. inside your home in a secure place.
• PAY ATTENTION to your bank account statements and credit card bills billing cycles. Watch for discrepancies in statements and bills or if you notice something suspicious. Also, know when you normally receive statements and bills each month. Delays or non-delivery should be a red flag.
• REVIEW your credit report annually for mistakes and/or unauthorized reportings.
• WHEN ORDERING NEW CHECKS, pick them up at the bank, rather than having them sent to your home mailbox.
• DON’T DO business with a company until you have fully verified they are a legitimate business.