FNBC VisaŽ, Visa GoldŽ, Visa PlatinumŽ or MasterCardŽ  FNBC Check Card FNBC ATM Card Merchant Credit Card Services Apply On-line Now

• Worldwide Acceptance. You'll appreciate the convenience of being able to use your card at over ten-million merchant locations around the world.
  
• Worldwide ATM Access. Get cash advances up to your credit limit at any of the 14 First National Banking Company ATMs or at thousands of supported ATMs worldwide.
  
• Travel Accident Insurance. You are automatically covered by accidental death and dismemberment protection when traveling by any common carrier worldwide.
  
• Travel Reservations. Call toll-free, 24 hours a day, for hotel/motel reservations; rental car arrangements; or airline, train or cruise reservations.
  
• Travel Discounts. You are guaranteed special savings on auto rental rates at Avis, Hertz and National.
  
• Travel Dividends. Dividends are yours whenever you use the Travel Reservations service.
  
• Emergency Cash. You have emergency cash available, up to $500, if you are stranded without cash.
  
• Cardholder Vantage Point. A quarterly newsletter will come to you with your card statement.
  
• Eyewear Discounts. This program entitles you to savings on most eyewear products.
  
• Telecommunications Card. You will receive a combination of savings and features you won't find in any other card, and all through a single toll-free number!
  

Click here for credit card rates, fees and account information.

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FNBC Check Card
You can use your FNBC VisaŽ Check Card to pay for purchases or withdraw cash directly from your checking account without writing a check. You save money because there are no annual fees or merchandise transaction charges for using your card, and you don't need to purchase checks! What's more, the FNBC Check Card doubles as an ATM card. So, it's really two cards in one. To make sure your card is secure, we offer to put your photo on your card at no charge. This photo helps merchants ensure that the card holder is actually the one using the card. The merchant also has your signature to match, and if you use the card as an ATM card, your PIN (personal identification number) must be entered. All of these features make the FNBC Check Card a safe and easy way to make purchases.

Note: First National Banking Company makes non-photo Check Cards and ATM Cards available through this web site. If you would like a Check Card with your photo on it for added security, please stop by any of First National Banking Company's eleven convenient locations to apply.

• Credit Card Convenience Without Credit Costs. You have all the convenience of a VisaŽ credit card, but you don't have to worry about piling up interest payments.
  
• Worldwide Acceptance. Your FNBC VisaŽ Check Card is accepted at merchant locations anywhere you see the VisaŽ symbol.
  
• Worldwide ATM Access -- It's Like a Two-In-One Card. You can use your PIN (Personal Identification Number) to get cash back on many purchases. You can also use your FNBC VisaŽ Check Card to get cash without making a purchase at any of the 14 First National Banking Company ATMs or at thousands of ATMs across the nation displaying the VisaŽ symbol.
  
• Printed Record of Transactions. Your FNBC VisaŽ Check Card transactions are described in detail on your checking account statement.
  
• Billing Dispute Resolution. If you disagree with a merchant on a transaction made using your FNBC VisaŽ Check Card, call us. We will help you resolve the dispute quickly.
  
• Freedom From Fumbling for ID. With an FNBC VisaŽ Check Card, you don't need your ID to make purchases. Your signature or PIN number serves as your identification.
  
• No Worries About Writing Checks Out of Town. You no longer have to worry whether or not an out of town business will accept your check. Any business displaying the VisaŽ symbol will accept your FNBC Check Card with no additional I.D. required.
  

Click here for ATM Card and Check Card account information.



FNBC ATM Card
Our ShazamŽ ATM card allows you to withdraw, deposit, or transfer funds any time of the day, without coming to First National Banking Company. It's like having your own personal teller whenever you need one. So, you can take care of your financial business, without taking a lot of time. First National Banking Company has 14 convenient ATM locations.

Don't forget to take a look at our FNBC Check Card, which acts as a debit card and an ATM card - all in one.

Click here for ATM Card and Check Card account information.

Apply On-line Now
You are now able to apply for any of our bank cards securely and conveniently on the Internet. Point your browser at the following link to apply.

Merchant Credit Card Services
((Features))

• Credit Card Machines available to Purchase or Lease at Reasonable / Competitive Rates
• No Term Contract / May Cancel at any time
• No Cancellation or Early Penalty Fees
• Low (one-time) Set-up Fee
• Competitive Discount Rates
• Free Supplies for Equipment (Ribbon & Paper)
• Free Installation & Prompt Start-up
• Monthly Statement of Credit Card Totals
• Local Offices & Customer Service Assistance
• Discover, MasterCard, Visa and American Express

Contact: Morris Street or Nina Whitlow @ 870-994-2311 for more information on Merchant Services