FNBC Regular Checking Super Plus Checking HiFi Account Free Checking Student Checking Rewards Checking Passport Club Checking School Spirit Checking E-Free Checking First Choice Money Market Apply On-line Now

A checking account is a convenience no one should be without. It makes it easy for you to keep track of your money and pay your bills. First National Banking Company offers several choices in checking. Use the Checking Comparison Table to take a look at the specifics of each account and to choose the account that's right for you. Your choices in checking include:

FNBC Regular Checking
This is one of our most popular checking accounts. It's ideal for those who want unlimited check writing for a low service fee, and the service fee is even waived as long as you maintain a $500 balance. You may open this account with any amount, and you can apply for an FNBC Check Card or a free ATM card. The service fee is waived for our customers who are age 55 and over. You will even receive a free statement organizer with this account to organize your statement images.

Super Plus Checking
The ultimate in convenience and services! This is an interest-bearing account with features like unlimited check writing and an FNBC Check Card or a free ATM Card. And there's no monthly fee as long as you maintain a balance of $1,000. (This checking account is generally not available to for-profit businesses due to government regulations.)

HiFi Checking Account
The HiFi Checking Account is FNBC's money market account. With a balance of $1,000 and above, there is no service charge. You will earn yields higher than most competing money market products - and still get the service and convenience of a checking account. No more shuffling your money around to cover that check, or to get the highest interest rate. We do it all for you. For more about the HiFi Checking Account, click here.

Free Checking
This account is ideal for those who want unlimited check writing at low or no cost and who do not need to receive copies of their statement images each month. You may open this account with any amount, and you can apply for an FNBC Check Card or a free ATM Card. There is no monthly service fee.

Student Checking
FNBC offers the Student Checking Account as a free service to students to help them learn the basics of budgeting their money at an early age. You may open this account with any amount, and you can apply for an FNBC Check Card or a free ATM card. While copies of check images are not mailed with your statement each month, you can call our Call First 24-Hour Information Line for details about any check you have written or any deposit you have made. There is no service fee as long as you are attending school and are under the age of 23. We also have a variety of other student banking products available.

Rewards Checking
Our Rewards Checking Account has been designed to save you time and money on the services you value most. And what's more, your entire family can enjoy the benefits of Rewards Checking. Minimum opening balance of $100.  Interest on daily balances over $1000*, unlimited check writing, overdraft privilege and a lot of other benefits.  For more about the Rewards Checking Account, click here.

Passport Checking
This account is for customers age 50 or over, who plan to keep higher balances in order to earn a higher rate and yield. It earns a market rate of interest based on balance tiers. Minimum opening balance of $2500. Interest is tiered at $2500, $25,000, $50,000 and $75,000 or more. Call for current interest rates.

School Spirit Checking

With FNBC's new School Spirit Checking Accounts, you can choose mascot printed checks for Batesville, Highland & Southside schools. *Plus by opening a School Spirit account, ten dollars ($10.00) will be contributed back to a school of your choice when you open an account and a donation made to the school each time a new check order is made. Mascot-Printed Checks (First order free) (Batesville, Highland & Southside). Other schools may be added depending on demand.

E-Free Checking

This is a checking account with no monthly service fees, no minimum balance required, and the opportunity to earn high interest. To earn interest, account holders agree to

Apply On-line Now
You are now able to apply for any of our checking accounts securely and conveniently on the Internet. Point your browser at the following link to apply.