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Whether you need a new computer or a new kitchen,
First National Banking Company has a consumer loan to help you finance it. Look over our
loan options, then talk to an FNBC loan officer to select the right loan for you.
First National Banking Company offers consumer loans to qualifying Arkansas
and Missouri customers of
the bank who live in Sharp, Fulton, Izard, Independence, Lawrence,
Randolph, Oregon, Howell
or Baxter County.
Loan Calculators
FNBC offers the following types of
consumer loans:
Automobile Loans
Finance your new or used automobile with a low down payment.
Approved
warranty contracts and credit life and disability insurance can be
included in your financed amount or you may pay for this at the time of
closing.
|
Auto Loan Term |
Model of Vehicle |
| 24
Months |
2001-2002 |
| 30
Months |
2003 |
| 36
Months |
2004 |
| 42
Months |
2005 |
| 48
Months |
2006 |
| 54
Months |
2007 |
| 60
Months |
2008 |
Trucks & Suv's
Loan Term |
Model of Vehicle |
| 36
Months |
2001-2002 |
| 42
Months |
2003 |
| 48
Months |
2004 |
| 54
Months |
2005 |
| 60
Months |
2006 |
| 66
Months |
2007 |
| 72
Months |
2008 |
Automobile Loan Calculator
Recreational Vehicle Loans
First National Banking Company can help you enjoy Arkansas' many recreational
opportunities with financing for your new or used motorhome, travel trailer, camper
trailer, boat, motorcycle or ATV.
| Recreational
Loan Terms |
Model
of Vehicle |
| 30
Months |
1998-1999 |
| 36
Months |
2000-2001 |
| 48
Months |
2002-2003 |
| 60
Months |
2004-2005 |
| 72
Months |
2006-2007 |
| 84
Months |
2008 |
Extended
Warranty
First National Banking Company
can help you enjoy your vehicle for the long haul. Our warranty is
inclusive coverage for new and used vehicles and provides
coverage for almost every mechanical and electrical part on your vehicle
and much more! Contact one of the loan officer's at First National
Banking Company for more information.
Personal Loans
A First National Banking Company personal loan can help pay for household goods,
a vacation, holiday expenses, back-to-school purchases, unexpected expenses, or any
personal need. Personal loans can be secured or unsecured.
- Secured Loans. As an
example, rather than cash out your CDs, why
not make them work for you? When you use your FNBC certificate of deposit as collateral,
you can borrow against the amount you have on deposit. You will also receive a preferred
rate when your loan is secured by a certificate of deposit. You can
also use automobiles, 4 Wheelers, motorcycles, etc. for your
collateral.
- Unsecured Loans. An unsecured loan allows you to
borrow without collateral. Your loan amount will be based on your income and ability to
repay.
Home Equity Loans
A home equity loan allows you to borrow against the equity in your home. You can use
it to pay for a vacation, home improvements, debt consolidation, or even your student's
tuition.
Because your home equity loan is secured by your home, the interest rate is generally
lower than with other loan types. We offer low fees and in most cases the interest is tax
deductible (be sure to consult your tax advisor).
Consumer Loans
Automobile Loans,
Recreational Vehicle Loans, Personal Loans,
Home Equity Loans.
Call one of our loan officer's for current rates.
Apply On-line Now
You are now able to apply for any of our consumer loan products securely and
conveniently on the Internet. Point your browser at the following link for more
information on this service from First National Banking Company.
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