First National Banking Company has a variety of specialized financial services to fit your needs. Our personal finance experts can help you custom-fit the accounts and services you need. With offices in Sharp, Fulton, Izard, Independence and Baxter Counties, 14 convenient ATM machines, and Call First Telephone Banking, you can do your banking when you want to. Consider these personal banking options:

 

Choices in Checking
A checking account is a convenience no one should be without. It makes it easy for you to keep track of your money and pay your bills. First National Banking Company offers several choices in checking. We have spent time talking with our customers to develop a group of accounts that are specifically designed to meet your needs. So, whether you write only a few checks per month or several a day, you're sure to find a checking account that fits the way you like to manage your money. When you open a checking account at FNBC, you can relax knowing your account is insured by the FDIC. For more information about FDIC insured deposits and for a free Electronic Deposit Insurance Estimate, check out the FDIC's web site.


Savings Opportunities
Saving money is an important part of building a strong and safe financial future for you and your family. Whether you're saving for a vacation, your child's education, or for a rainy day, First National Banking Company has the right savings account for you. And like our checking accounts, FNBC's savings accounts are also insured by the FDIC. For more information about FDIC insured deposits and for a free Electronic Deposit Insurance Estimate, check out the FDIC's web site.

Bank Cards
Whether you're looking for a charge card, a check card, or just an ATM card, First National Banking Company has what you need with the benefits you want. When you select a Visa® or MasterCard® from First National Banking Company, you'll receive travel accident insurance, assistance with travel reservations along with dividends for using this service, emergency cash anywhere in the world, eyewear discounts, and a long-distance phone card with a combination of savings and features you won't find in any other card.

And no matter what type of bank card you choose -- charge card, ATM or check card -- you know we'll be there for you if you have questions or concerns.


Consumer Loans
 Whether you need a new car, a new computer, or a new addition to your home, First National Banking Company has a consumer loan to help you finance it. Look over our loan options, then talk to an FNBC loan officer to select the right loan for you. Or if you are ready to apply today, just complete our on-line express loan application.


Mortgages
At First National Banking Company, we offer a variety of home mortgage loans to choose from -- fixed rate, variable rate, fully amortized and balloon payments. The goal is to work together to find a mortgage that best fits your needs, at the best possible rate, in the least amount of time. Doesn't that sound nice?

Student Banking
This is an exciting time in your life; you're just beginning to take control of your own personal finances and establish a strong credit rating. First National Banking Company is pleased to offer you one of the best Student Banking packages available today.