Student Checking Account

FNBC VisaŽ Check Card

24-Hour ATM Machines

Call First 24-Hour Banking Information by Phone

Student Credit Cards

Student Loans

This is the ideal time - RIGHT NOW - while you're still a student, to take control of your personal finances and establish a strong credit rating. First National Banking Company cuts through the red tape and hassle to make it easy for you to enjoy all the banking services that will help you through college and beyond.

College Savings Calculator


How much do I need to save for college?

First National Banking Company offers the following products and services for students:

Student Checking Account
Our Student Checking Account is for students who don't want to worry about maintaining a minimum balance, who want free checking, and want a monthly statement with no check images. You will have unlimited use of an FNBC Check Card at absolutely no fee. That's right, we want you to use it often.



FNB VisaŽ Check Card
Accepted everywhere the VisaŽ sign is displayed, the FNBC VisaŽ Check Card looks like a credit card, but it's really a debit card. And that means it's a checkbook in disguise. No more having to write out checks, show all the proper ID, and wait for check approval. The FNBC Check Card is quick and easy. Just present your card at any business that accepts VisaŽ credit cards, enter your PIN number, and the amount of your purchase is automatically deducted from your checking account. It's as easy and quick as that! No more worries about whether or not someone out of town will accept your check. Plus, the FNBC Check Card doubles as an ATM Card. It's so convenient you'll wonder how you got along without it!


24-Hour ATM Machines
First National Banking Company has 14 convenient ATM locations, most of which will allow you to make deposits in addition to withdrawals day or night.

Call First 24-Hour Banking Information By Phone
The Call First 24-Hour telephone banking system allows you to check balances, see if a check has cleared, request the amount of a particular check that has cleared, transfer funds between accounts, and make loan payments directly from your checking or savings account. And all of this is available 24 hours a day. Just dial (888) 435-BANK (2265) or locally 994-BANK (2265).


Student Credit Cards
First National Banking Company has confidence in serious college students and makes it easy for them to qualify for credit cards as well as other kinds of banking services. An FNBC MasterCardŽ or VisaŽ credit card can be a great advantage as you establish yourself financially. It's like having a personal charge account practically everywhere. A credit card also makes travel more convenient and can be a lifesaver in unexpected situations. Student credit cards are for First National Banking Company customers.



Student Loans
As college costs continue to rise each year, paying for education becomes more difficult. First National Banking Company is here to help finance your tuition. You may be eligible for an FNBC education loan if:

  • You are enrolled or were accepted for enrollment at an accredited school and are maintaining satisfactory progress.
  • You do not owe a refund on any grant and are not in default on any education loan.
  • You are a citizen or national of the United States.
  • You have not reached the annual or aggregate maximum loan limit.

Contact your school for additional information. FNBC education loans must be initiated through the financial aid office at your school. Student loans are generally only available to First National Banking Company customers who are in our market area.